Kya Kya Yaad Rakhna Hai Account Band Karne Se Pehle?(how to close hdfc bank account online)
Account band karne se pehle kuch baaton ka dhyan rakhna zaroori hai warna baad mein problem ho sakta hai.(how to close hdfc bank account online)
- Auto payments ko nikaal do Agar tumhare account se koi auto payments jude hain toh unko fatafat unlink kar do. Nahi toh account band hone ke baad payment mein gadbad ho jayega.
- Dusra account ready rakho Apna purana account band karne se pehle ek naya bank account khol lena. Same bank mein bhi khol sakte ho ya phir koi dusra bank bhi chalega. Banking facilities chalti rehni chahiye na
- Bank statements sambhaal ke rakho Account band hone ke baad bhi apne bank statements safe rakhna. Income proof ya kisi bhi financial kaam mein yeh kabhi bhi kaam aa sakta hai.
- Saare dues clear karo Agar tumhara koi loan ya bank ka paisa baki hai toh sab chuka do. Nahi toh account band karne mein approval nahi milega.
- Papers ready rakho Account band karte time kuch documents chahiye honge jaise KYC papers credit cards chequebooks debit cards. Yeh sab submit karna padega tabhi process complete hoga.
Yeh sab baatein agar tum yaad rakhoge toh account band karna ekdum smooth ho jayega.
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HDFC Bank Account Band Karne Ke Reasons
Log apna bank account kyun band karte hain iske kai reasons ho sakte hain.(how to close hdfc bank account online)
- Bahut saare accounts Agar kisi ke paas bahut saare bank accounts hain toh woh ek account band kar sakta hai taaki finances manage karna aasan ho jaye.
- Service achhi nahi lagi Kabhi kabhi customer service se log khush nahi hote. Roundtheclock support ke baad bhi agar baat na bane toh account band kar dete hain.
- Zyada charges Transactions pe agar bahut zyada charges lag rahe hain toh yeh bhi account band karne ka reason ho sakta hai. Jeb pe zyada bojh nahi chahiye
- Minimum balance maintain karna mushkil HDFC Bank mein minimum balance rakhna zaroori hai. Agar yeh kisi ke liye difficult ho raha hai toh woh account band kar sakta hai.
- Kahani khatam desh chhod diya Agar koi doosre desh mein shift ho raha hai toh woh apne bank accounts band kar sakta hai taaki extra charges se bach sake.
- Doosre bank mein zyada fayda Ho sakta hai kisi doosre bank mein better services interest rates ya kam fees mil rahi ho. Toh log switch kar lete hain.
- Account use nahi kar rahe Agar koi account lamba time se use nahi ho raha hai toh usko band kar dena hi behtar hai.
- Premium account upgrade Kabhi kabhi log apna normal account band karke premium account mein upgrade karte hain.
- Accounts ko ek karna Agar kisi ke paas multiple accounts hain toh woh unko merge karne ke liye purane accounts band kar sakta hai.
- Joint account ka chakkar Agar joint account kisi wajah se band karna pad raha hai jaise divorce ya separation.
- Business band ho gaya Agar business account hai aur business band ho gaya toh account bhi band karna padega.
- Personal reasons Aur bhi personal reasons ho sakte hain account band karne ke.
HDFC Account Closing Form Kaise Download Karein?
HDFC account band karne ke liye ek form bharna padta hai. Yeh form tum HDFC Bank ki website se download kar sakte ho.(how to close hdfc bank account online)
Steps form download karne ke
- Google pe ya kisi bhi search engine pe type karo HDFC Bank account closure form.
- Jo pehla ya doosra link aayega jispe HDFC Bank closure Form likha ho us pe click karo.
- Tumko HDFC Bank account closing form PDF format mein dikhega.
- Wahaan pe ek download ka option hoga us pe click karke form apne computer ya phone mein save kar lo.
Form download karne ke baad usko print out nikalwa lo.
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HDFC Bank Account Offline Kaise Band Karein?
HDFC Bank account band karne ka online option available nahi hai. Tumko bank branch jaana hi padega. Offline process ke steps yeh hain(how to close hdfc bank account online)
- Website pe jao Sabse pehle HDFC Bank ki official website pe jao.
- Form download karo Account closure form download kar lo jaise maine upar bataya.
- Form bharo Form mein saari details sahisahi bharo. Jo bhi boxes diye hain unmein capital letters mein likho toh achha hai.
- Branch jao Apna bhara hua form lekar najdeeki HDFC Bank branch jao. Saath mein woh saare papers bhi le jaana jo zaroori hain. Jaise KYC documents (PAN card Aadhaar card voter ID) apna passbook aur chequebook. Original ID proof bhi le jaana verification ke liye. Debit aur credit cards bhi saath le jaana.
- Submit karo Bank officer ko form aur saare documents submit kar do. Woh aage ka process shuru karenge. Account closure request submit karne ke baad bank tumko ek acknowledgement receipt dega usko sambhaal ke rakhna.
Account band hone mein generally 10 din lagte hain.
HDFC Bank Account Permanent Kaise Band Karein?
Agar tumne pakka mann bana liya hai ki yeh account kabhi nahi kholna hai toh tum permanently bhi close kar sakte ho. Steps same hi hain bas yeh confirm kar lena ki tum account permanently close kar rahe ho.(how to close hdfc bank account online)
- Saara paisa nikaal lo Apne account mein jo bhi paisa hai woh sab withdraw kar lo. Tum IMPS NEFT RTGS ya UPI se doosre account mein transfer bhi kar sakte ho. Account balance zero hona chahiye.
- Form download aur bharo HDFC website se account closure form download karo aur usko sahi details ke saath bharo.
- Branch visit aur documents Bhara hua form aur zaroori papers lekar bank branch jao. KYC documents ki selfattested copies bhi attach karna pad sakta hai.
- Submit karo Form cheque book passbook aur baaki documents bank mein submit kar do. Original ID proof verification ke liye zaroor le jaana.
- Acknowledgement lo Bank verification ke baad tumko account closure ka acknowledgement dega. Tumhara account within 10 days band ho jayega.
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Negative Balance Ke Saath HDFC Bank Account Kaise Band Karein?
Agar tumhare account mein negative balance hai toh bhi tum usko band kar sakte ho lekin thoda alag process hai.
- Paisa jama karo Sabse pehle jitna bhi negative balance hai utna paisa jama karke account balance zero karo.
- Form download aur bharo Account closure form download karo aur usmein saari important details bharo.
- Branch jao Application form aur zaroori documents lekar apne najdeeki HDFC Bank branch jao.
- Submit karo Saare papers bank representative ko submit kar do process complete karne ke liye.
HDFC Account Band Karne Ke Charges
Account band karne ke charges account kholne ki date pe depend karte hain.
- Agar tum account 14 din ke andar band karte ho toh koi charge nahi lagega.
- Agar account 15 din se 6 mahine ke beech mein band karte ho toh Rs. 1000 charge lagega. Seniors ke liye yeh charge Rs. 300 ho sakta hai.
- Agar account 6 mahine se 12 mahine ke beech mein band karte ho toh Rs. 500 charge lagega.
- Agar account 12 mahine ke baad band karte ho toh koi charge nahi lagega.
Account Band Hua Ya Nahi Kaise Pata Karein?
Tum yeh check kar sakte ho ki tumhara HDFC Bank account band hua hai ya nahi.
- Mobile banking app Tum mobile banking app mein apna account status check kar sakte ho. Agar account band ho gaya hoga toh woh dikhega nahi.
- Customer care ko call karo HDFC customer care ko call karke bhi tum account status pooch sakte ho. Unka number hai 1800 202 6161 ya 1860 267 6161.
- Branch jao Tum apne najdeeki HDFC Bank branch jaakar bhi pata kar sakte ho.
Minimum Balance Maintain Nahi Kiya Toh Kya Hoga?
Agar tum HDFC Bank account mein minimum balance maintain nahi karte ho toh tumko penalty fee pay karni padegi. Yeh fee Rs. 150 se Rs. 600 tak ho sakti hai. Yeh deficit amount ka 6% hota hai.(how to close hdfc bank account online)
Kya 1 Saal Se Pehle Account Band Kar Sakte Hain?
Haan tum apna HDFC Bank account ek saal complete hone se pehle bhi band kar sakte ho. Lekin agar tum 12 mahine se pehle account band karte ho toh tumko charges pay karne padenge.
Kya HDFC Account Ko Zero Balance Mein Change Kar Sakte Hain?
HDFC Bank tumko apna savings account zerobalance account mein convert karne ki permission nahi deta hai. Lekin tum ek Basic Savings Bank Deposit Account (BSBDA) khol sakte ho jismein tumko minimum balance deposit karne ki zaroorat nahi hogi.(how to close hdfc bank account online)
Conclusion
Toh yeh tha pura process HDFC Bank account band karne ka.(how to close hdfc bank account online)
Online option filhaal available nahi hai toh tumko branch jaana hi padega. Account band karne se pehle saari zaroori baatein yaad rakhna aur documents ready rakhna.
Agar negative balance hai toh pehle usko zero karna padega.
Charges bhi dekh lena kab lagte hain. Tension nahi lene ka agar sab theek se kiya toh tumhara HDFC Bank account aaram se band ho jayega.
Aur haan bank se acknowledgement receipt lena mat bhoolna
Author Information Rohan is a tech enthusiast with a passion for all things digital. He loves exploring the latest gadgets software and trends and sharing his insights with others. Located at A45 Green Park Extension New Delhi 110016.
Resource
https://www.urbanmoney.com/banking/how-to-close-hdfc-bank-account
https://cleartax.in/s/how-to-close-hdfc-bank-account-online-offline
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Im Rohan a tech fanatic primarily based totally in New Delhi and Im proper proper right here to manual you thru the method. Located at A45 Green Park Extension New Delhi 110016 Im constantly searching out the modernday tech tendencies and pointers.
